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Bridges - Your Community Bank is part of a worldwide network of savings and loan co-operatives.

There are nearly 600 Credit Unions in Britain alone, with over 1 Million members.

Credit unions are run by local people to serve the financial needs of the local community on a not-for-profit basis. We provide members with help in managing their financial affairs, we encourage saving and provide loans at reasonable interest rates.

Bridges – Your Community Bank is the trading name for South Tyneside Credit Union Limited. We are a membership organisation (just £2 to join and £5 to open a savings account) and it is open to anyone who lives or works in Tyne & Wear and County Durham. Once your savings account is open you can then continue to save as regularly as you want. Your money is completely safe as we are covered by the Financial Services Compensation Scheme (just like all the other banks and building societies).

We also provide low cost loans. These are easy to apply for and we have a number of ways in which you can repay this – over the counter, at one of our collection points, by standing order or payroll deduction, or with a paypoint card. We are significantly cheaper than other high street money lenders.
Interest rates are from 5.19 APR

Our Representative rate is 26.8% APR...

You can start saving from as little as £1 (initial deposit is £5) and save any amount up to £15,000. Deposits can be made at the South Tyneside or City of Sunderland Office or at any of our local collection points by cash or cheque. You can even set up a standing order to make regular payments to your savings account, direct from your bank account. We have also arranged with some employers in South Tyneside and the City of Sunderland that staff can pay into their savings accounts directly through their payroll.

Our Young Savers Account is designed for young people up to the age of 16 years old. We encourage children and teenagers to get into the habit of saving money and work with them to promote good money management. Parents, grandparents and carers may open a Young Savers Account on behalf of a young person. Please let us know if you need further information. Young Savers are issued with a passbook and make deposits in the same way as adults. Young people may also withdraw money from any collection point subject to availability conditions. Young Savers are not allowed to take out loans but may choose to apply for a loan when they become adult members of the bank (must be at least 18 years old).


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Our Offices...

SOUTH TYNESIDE OFFICE – (0191) 454 7677
Weekdays: 9.30am – 3.00pm
Saturday: 10.30am – 12.00 noon
Weekdays: 9.30am – 3.00pm
 Please go to Collection Points for more information

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Assisted by a grant from the Northern Rock Foundation
Tel: (0191) 454 7677 / Fax: (0191) 456 5652 / e mail: /
Assisted by a grant from the Northern Rock Foundation
Registered Name: South Tyneside Credit Union Limited Registered Office: 287 Sunderland Road, South Shields, Tyne & Wear NE34 6RB
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority
Firm Number: 213469 Registered Number: 252 CC
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